Memphis, TN vs Birmingham, AL: Real Estate Investment Comparison

Side-by-side comparison of two popular real estate investment markets. See how Memphis and Birmingham stack up on price, rent, cap rate, and more.

Median Home Price
$150K-$220K
$130K-$200K
Average Rent
$1,000-$1,400
$900-$1,300
Cap Rate Range
7-10%
7-11%
Price-to-Rent Ratio
10-14
10-13
Population
630K+
200K+
Region
South
South

Why Invest in Memphis?

Memphis offers some of the highest cap rates in the country with very affordable entry points. The city has a large Section 8 housing program and a strong logistics industry anchored by FedEx headquarters.

  • 1No state income tax
  • 2Affordable entry prices
  • 3Large Section 8 market
  • 4FedEx and logistics hub

Why Invest in Birmingham?

Birmingham is a hidden gem for real estate investors with very low entry costs and strong rental yields. The University of Alabama at Birmingham (UAB) and a growing healthcare sector drive employment and rental demand.

  • 1Low cost of entry
  • 2UAB healthcare and education hub
  • 3Landlord-friendly Alabama laws
  • 4Growing urban renewal projects

Which Is Better For...

Cash Flow Investing

Birmingham has higher cap rates (7-11% vs 7-10%), suggesting stronger cash flow potential relative to price.

Low Entry Cost

Birmingham has lower median prices ($130K-$200K vs $150K-$220K), requiring less capital to get started.

Rental Income

Memphis has higher average rents ($1,000-$1,400 vs $900-$1,300), generating more gross rental income.

Market Size

Memphis (630K+) is the larger market, offering more inventory and diversification.

Analyze Properties in Either Market

Search any address in Memphis or Birmingham and get instant cap rate, cash flow, and ROI calculations.

Frequently Asked Questions

Is Memphis or Birmingham better for rental property investing?

Both cities offer opportunities. Memphis has cap rates of 7-10% with median prices of $150K-$220K, while Birmingham has cap rates of 7-11% with median prices of $130K-$200K. The best choice depends on your investment goals — cash flow vs appreciation — and your budget. Use PropertyDNA to analyze specific properties in either market.

What are the cap rates in Memphis vs Birmingham?

Memphis, TN has cap rates ranging from 7-10%, while Birmingham, AL has cap rates of 7-11%. Higher cap rates indicate more income relative to the property price, but may come with different risk profiles.

Which city has more affordable rental properties, Memphis or Birmingham?

Memphis has median home prices of $150K-$220K compared to Birmingham's $130K-$200K. Average rents are $1,000-$1,400 in Memphis and $900-$1,300 in Birmingham. Consider both price and rent when evaluating affordability and cash flow potential.

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